* * TOP 3 CONSUMER CHOICES as of . . .

Blue from American Express®

Intro APR Intro Period Regular APR Annual Fee 0%* Up to 15 Months* As Low As 8.99%* None* 0% APR on purchases for up to 15 months No Annual Fee Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance. Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences. Membership Rewards Express® program Express Approval. Get a decision in less than 60 seconds.




Chase Visa® Platinum Card

Intro APR Intro Period Regular APR Annual Fee 0%* 12 Months* 10.99%* None* 0% Intro APR for up to 12 months The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history No Annual Fee FREE Online Account Access FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance




Discover® More(SM) Card

Intro APR Intro Period Regular APR Annual Fee 0%* 6 Months* 10.99%* None* Earn more cash in more ways than anyone elseSM* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR*






	Choose the Credit Card You are Interested in....
	Balance Transfer Credit Cards - Consolidate many credit card bills onto one of these credit cards to take advantage of introductory rates and save big! Balance Transfer Credit Cards enables the card holders to transfer balance from a higher interest rate card to a lower interest rate card. The most common introductory rate offered is 0% APR for as long as 15 months.
	Low Interest Credit Cards- When you worked hard for your money you want to enjoy spending it. So why waste your spending power on high- interest payments when you can take advantage of reduced interest rates. Today, there are so many low - interest credit cards available on the internet to help you get the most out of your money!
	Business Credit Cards - If you're looking for a line of credit for a small to medium sized business, these cards offer benefits such as 0% intro APR on your balance transfers and purchases, cash back rewards on business purchases, business travel rewards, no annual fee, and online account management system for managing your business expenses for everyday business purchases.
	Cash back/Rewards Credit Cards - Put your purchasing power to work! Save and get up to 5% - 20% discount on your purchases, travel points reward or frequent flyer miles that earn free flights, gasoline and shopping rebates and more. Get "rewarded" for your purchases and get paid to use your credit card.
	Gas Rebate Credit Cards - effectively giving you 'free' credit on your gasoline purchases are very popular and are used to get cash back and bonus points towards purchases made. Card holders can also get up to 5% rebate at grocery store and drugstore. Other benefits include 0% Intro APR for purchases and balance transfers up to 12 months and no annual fees.
	Instant Approval Credit Cards - are targeted to people with good credit records and works well for people that want to use their new line of credit without the usual 2-6 week waiting period. Get approved instantly and will only take minutes. When you have receive your approval via email, your new credit card will be mailed to you.
	Student Credit Cards - are offered to high school students and college students with the company's hopes of retaining their business in the future. With many of these student credit card offers there is the opportunity for you to take advantage of the great introductory offers of 0% on purchases or even if you have a balance on another credit card. They are for students who are ready to meet their financial obligations and want to start the process of establishing a good credit record.
	Prepaid Visa or MasterCard - Get all the convenience of a regular credit card that will take the place of carrying a checkbook or cash. These cards carry the VISA or MasterCard logo and is used like a standard credit card with certain limitations, such as not being able to rent a car. Purchased transactions are contingent upon having enough funds in your account to cover the purchase. When all the funds are used, the card will need to be recharged to be used again. These credit cards are ideal for family members, such as a son in college, high school students, and teenagers that you wish to give an set allowance and then be able to track that allowance through his credit card spending by checking the credit card statements!
	Bad Credit Cards - have an almost guaranteed approval which will help you on the road to rebuilding your credit history and are issued to individuals who cannot get approval for a prime rate card because of poor credit or no credit history. At CreditCardCredit.net you will find several offers that will increase your chances of maintaining a good credit score. When trying to maintain a good credit score, always make payments on time and don't apply for too much credit within a short period of time.
	Secured Credit Cards - require that you deposit an amount of money onto the card, which becomes the maximum amount you can charge on the card when making purchases.. Generally, people who apply for these cards have poor credit or no credit score.
	Unsecured Credit Cards- Control your spending with these creidit cards as the interest rates and fees will be higher than regular credit cards and are issued to individuals with poor credit history. Online instant approvals only take 60 seconds.







	TOP CREDIT CARD ISSUERS
	Advanta - is best known for its dedication to small business owners with low fixed APR, cash back, no annual fee, 0% Intro APR* on purchases and balance transfers for 12 months. Tailored to assist business owners with detailed Expense Management Reports, Free Online Account Management, Custom Check Printing, Preferred Retailer Discounts, etc.
	American Express - offers excellent benefits such as 0% Intro APR, no annual fees, cash back, Bonus Miles, fixed APR for the life of the balance, Low balance transfer APR and Free rewards program. Find the perfect card to meet all your needs such as AMEX - BLUE CASH® from American Express®, AMEX - Blue from American Express®, AMEX - Gold Delta SkyMiles® Credit Card, AMEX - Preferred Rewards Gold Card, AMEX - Blue Cash® for Business and AMEX - Gold Delta SkyMiles® Business Credit Card to name just a few.
	Chase Manhattan Bank - part of JPMorgan Chase offers the Platinum MasterCard®, PerfectCard, Flexible Rewards Platinum Visa, Free Cash Rewards Visa® Card, Travel Plus Platinum Visa®, Platinum Business Card, Business Rebate Card, Universal® Entertainment MasterCard® and more. These cards offer great benefits such as no annual fee, cash back, reward points, 0% Intro APR on purchases and balance transfers for up to 12 months and free travel rewards to name a few. These cards come with great rewards that correspond with the card you choose. The rewards are very useful, and you look forward to earning them.
	Discover Financial Services - When choosing Discover, you will be choosing the card ranked #1 in customer loyalty among all leading credit card brands in 2007. With 4 million merchant and cash access locations across the United States, it is hard to argue anything else, making their network the largest credit card network in the United States. Credit Card offers include Business Card, More Card, Miles by Discover® Card, Open Road Card, Student Card. Many cards have a 0% Intro APR for purchases and balance transfers for up to 12 months, cash back, rewards, $0 fraud liability and no annual fee.
	Mastercard - has The Lifestyle Card® That's Right For You. MasterCard offers unparalleled payment options with credit, debit and prepaid cards. They serve customers in over 210 countries, and process over 15 million transactions a day in over 180 currencies, with global recognition, and protection from fraudulent purchases with Zero Liability. Plus premium cards offer an array of additional benefits and services. Some of the card holder benefits that are available with MasterCard accounts include: Rent & Repair services, Rent & Save services, Shop & Go extended warranty services, Smart Shopper service, which includes travel assistance service, Value Shopper, Travel Plus and Traveler, which rental car insurance coverage and travel assistance. Whatever your lifestyle, MasterCard has the card that's right for you.
	Visa Credit Cards - Visa International's more than 21,000 member financial institutions have helped them to become the world's leading full-service payment network with over 6.9 million merchant acceptance locations and have issued over 520 million cards in the last 30 years. Visa member institutions offer the industry's widest range of payment products and services, including: Credit cards, debit/prepaid cards, Corporate, purchasing, and business cards, Travelers Cheques & Visa Travel Money. And with a Visa credit card, you can get cash at more than 840,000 ATMs in the Visa Global ATM Network. It's a secure, reliable way to pay for anything you need, anywhere in the world.

Gas Credit Cards Reward
Gas credit cards are good investments when you're always in the mood for distance rides. In order to manage your gas expenses, using a gas credit card is an ideal way. Of course, there is nothing more satisfying than to avail the reward that you deserve for your expense. The best answer for this is simply to avail gas reward credit cards.

Stocks, Gold, Oil, the Dollar, and Inflation - A Potpourri in the Current "Unwinding of Debt" Crisis
We have seen gold peak at over $1,000 per ounce at the time of the Bear Stearns bailout, and decline into a correction afterward. I have written on my website in previous articles for many months that I was expecting a temporary pause in the upward progress of the gold and oil markets, and in many other inflation hedge style investments. This would be analogous to the mid-1970's mid-course correction in the oil and gold markets. The 1970's were generally an extremely positive environment for oil and gold prices and inflation hedges, while generally a poor time to invest in common stocks.

How to Find the Best Credit Cards With Rewards Points
Credit cards are a tool that most of us use at least occasionally. They're a convenient way of getting what we need when we don't have cash on hand, and a great way to build good credit. But did you know that credits cards can also do something else? They can earn rewards points for you each time you use your credit card, provided that you have a card that makes points a part of their customer perks. Credit card rewards points are earned each time you use your credit card. Reward points are redeemable for airline miles or other valuable items you want. Many people purposely use only credit cards that offer reward points because of this.

The Ninja Way to Find the True Reputation of Your Credit Card Company
Have you signed up for your dream credit card just get charged surprise fees and higher than advertised interest rates? Read on and find out how to avoid making the same mistake again.

















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