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Editors Top Choice
| Advanta Life-of-Balance Platinum Card |


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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
2.99% BT Only* |
Life of Balance* |
7.99%* |
None* |
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- 2.99% Fixed APR for Life on balances transferred within 3 months
- Choice of 6% Cash Back or Travel Rewards
- No Annual Fee and No Limit on Earnings
- $0 Fraud Liability
- Personalized card -- your company name on the top of the card
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| Advanta Custom Platinum BusinessCard with Rewards |


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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
0% BT Only* |
15 Months* |
7.99%* |
None* |
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The only business card that allows you to personally design your very own credit card with your company logo, with many backgrounds to choose from, or a custom photo image - and with your business on top. PLUS: - 0% APR for 15 months on Balance Transfers, 7.99% Fixed APR thereafter
- 7.99% Variable APR on Purchases
- Choice of 5% Cash Back or Travel Rewards
- No Annual Fee and No Limit on Earnings
- $0 Fraud Liability
- No Tax ID required for application
- Build Business Credit with the Advanta BusinessCard
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Advanta Platinum BusinessCard with Rewards |


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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
0% BT Only* |
15 Months* |
7.99%* |
None* |
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- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter
- 7.99% Variable APR on Purchases
- Choice of 5% Cash Back or Travel Rewards
- No Annual Fee and No Limit on Earnings
- $0 Fraud Liability
- Personalized card -- your company name on the top of the card
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| Blue Cash® for Business Credit Card |


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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
As Low As 7.99%* |
None* |
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- Up to 5% Cash Back on virtually all purchases
- No limit to the cash back you can earn
- No annual fee
- 0% Intro APR for first 6 months
- Option to pay over time or pay in full
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Earn cash rewards on purchases made by Additional Cardholders
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| Chase Platinum Visa® Business Card |


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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
8.99%* |
None* |
|
- Save with 0% Intro APR for up to 12 months*
- Free Online Reporting - Quarterly reports enable you to monitor your business spending.
- No Annual Fee
- Platinum Business Benefits - Valuable benefits such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance.
- Visa® Business Partner Advantage - Savings of up to 20% from leading retailers with special offers on computer equipment, office supplies and more.
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| The Chase Business Rebate Card |


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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
7.99%* |
None* |
|
- 3% Cash Back for eligible purchases at restaurants, gas stations, office supply stores, building supply stores, hardware and home improvement stores
- 1% Cash Back on all other purchases
- 0% Intro APR for up to 12 Months*
- No Annual Fee
- Great deals on computer equipment, car rentals, hotel rooms and more with the Visa® Business Partner Advantage
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| Discover® Business Card |


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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
13.99%* |
None* |
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- 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
- 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
- Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
- No Annual Fee
- Fee-free Purchasechecks that earn Cashback Bonus®. to pay merchants who don't accept credit cards
- Free employee cards with customizable limits and monthly reporting on their spending
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| Blue for business® from American Express |


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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
As Low As 7.99%* |
None* |
|
- Up to 5% Cash Back on virtually all purchases
- No limit to the cash back you can earn
- No annual fee
- 0% Intro APR for first 6 months
- Option to pay over time or pay in full
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Earn cash rewards on purchases made by Additional Cardholders
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| Discover® Business Miles Card |


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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
13.99%* |
None* |
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- 0% Intro APR* on Card Purchases and Balance Transfers
- 12,000 Bonus Miles*
- Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
- No annual fee
- Earn Double Miles on travel and gas*
- Travel with no restrictions – book any airline, any date, any seat
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| Business Gold Rewards Card from OPENSM the small business team |


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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
as low as 12.24%* |
$125* |
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- Business ownership has become more rewarding
- Earn up to 40,000 bonus points in one year - enough for one domestic round-trip airline ticket plus other business supplies.
- Points have no expiration date
- No limit to the number of Membership Rewards® points you can earn
- No annual fee for the first year - a savings of $125
- No pre-set spending limit* and no finance charges
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Automatic Complimentary enrollment in the Membership Rewards® program
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
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| Platinum Business FreedomPass® Credit Card from OPENSM the small business team |


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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
As Low As 8.99%* |
None* |
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- 5,000 point welcome bonus with first purchase
- Earn 1 point for every dollar you spend
- Redeem for savings on any flight, hotel, car rental or cruise
- No blackout dates and no travel restrictions
- 0% Introductory APR on purchases for the first 12 months
- No annual fee and the option to pay over time or pay in full
- Fee-free Additional Cards
- OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more
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| Platinum Business Credit Card from OPENSM The Small Business Team |


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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
As Low As 7.99%* |
None* |
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- Option to enroll in the Membership Rewards® Program fee-free
- There's no limit to the number of points you can earn
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- 0% APR for the first 12 months
- No annual fee and fee-free Additional Cards
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| Business Green Rewards Card from OPENSM The Small Business Team |


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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
as low as 8.24%* |
$95* |
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- Receive 5,000 bonus points on your first purchase
- No pre-set spending limit* or finance charges
- Earn One Membership Rewards® point for virtually every dollar you spend with no limits and no expiration dates
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
- No annual fee for the first year - a savings of $95
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| American Express SimplyCashSM Business Card |


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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up To 12 Months* |
As Low As 5.00%* |
None* |
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- Earn 5% cash back on automobile gas, office supplies, and wireless services
- Earn 1% cash back on virtually all other purchases
- No limits to the cash back you can earn
- Cash back is automatically credited to the statement each month
- 0% introductory APR for the first 12 months
- No annual fee with the flexibility to pay in full or carry a balance
- Fee-free Additional Cards
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
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| Starwood Preferred Guest® Business Credit Card from American Express |


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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 2.90%* |
6 Months* |
14.99%* |
$45* |
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- Earn 10,000 Starpoints with your first purchase - that's good for up to 3 free nights!
- Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
- Redeem at over 825 participating Starwood hotels and resorts in 95 countries including Sheraton®, Westin® and W Hotels®
- Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- No annual fee for the first year - a savings of $45
- Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards
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| JetBlue Business Credit Card from American Express |


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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
3.99 BT Only* |
6 Months* |
14.99%* |
$40* |
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- Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased with your Card
- 50 TrueBlue® points, worth 1/2 of a free flight, after your first purchase
- Earn 1 Award Dollar for virtually every dollar you spend
- Earn double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more
- Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.
- Your TrueBlue® points do not expire when you use your Card*
- Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*
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| Chase Business Cash Rewards Card |


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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
11.99%* |
None* |
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- Earn up to 5% cash back with unlimited rewards potential.
- With no merchant or category spending restrictions, you can earn points by shopping wherever you want, for whatever you want.
- 0% Intro APR for up to 12 months
- Pay No Annual Fee
- Receive quarterly management reports
- Receive additional cards your employees can use
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Check Your Credit Score Regularly It is very important to check your credit report on a regular basis. If you don't keep up with what your credit score is, you could be denied credit or worse. Check your credit report often. It's free once a year and it could help you avoid credit problems in the future. Business Airline Credit Card There are two distinct types of credit cards to choose from. A sponsored card is the first type of business airline credit card which impressively gives air miles as bonuses for using their card. Needless to say, the card holder avails reward one air mile for every dollar spent. This type of the most popular and most preferred since they can be used on any number of different carriers. Another type pf business airline credit card is used to tie to one specific airline. One of the examples of this type of card is the American Airlines Citibank Mastercard which is specifically tied to one airline. It is a joint venture between Citibank and American Airlines. How to Find the Best Credit Cards With Rewards Points Credit cards are a tool that most of us use at least occasionally. They're a convenient way of getting what we need when we don't have cash on hand, and a great way to build good credit. But did you know that credits cards can also do something else? They can earn rewards points for you each time you use your credit card, provided that you have a card that makes points a part of their customer perks. Credit card rewards points are earned each time you use your credit card. Reward points are redeemable for airline miles or other valuable items you want. Many people purposely use only credit cards that offer reward points because of this. The Evolution of the Credit Card Industry Within the past ten years the credit card industry has come a long way. Just as trends change, entire business processes change as well. The use and integration of processors and merchant service providers has made an impact on the credit card industry that will last for years to come. Credit Repair - Quick Start Guide Are you done with bad credit? Are you ready to clean up your credit reports and improve your scores? Here are some great tips from a nationally recognized credit repair expert that can give your credit repair project the jump-start it needs. Chase +1 Student MasterCard Credit Card Review Looking for a good credit card but don't have a credit history? Chase +1 Mastercard is designed for consumers with limited or no credit history. Read on to find out if Chase +1 is right for you.
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