Chase Visa® Platinum Card

Intro APR Intro Period Regular APR Annual Fee 0%* 12 Months* 10.99%* None* 0% Intro APR for up to 12 months The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history No Annual Fee FREE Online Account Access FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

Blue from American Express®

Intro APR Intro Period Regular APR Annual Fee 0%* Up to 15 Months* As Low As 8.99%* None* Membership RewardsExpressSM program 0% APR onpurchases for up to 15 months No AnnualFee Low Balance Transfer APR - 4.99% Fixed APR forthe life of the balance. Blue is your launch padto standout shopping and entertainment rewards and one-of-a-kindexperiences. Express Approval. Get a decision inless than 60 seconds.

Discover® More(SM) Card

Intro APR Intro Period Regular APR Annual Fee 0%* Up to 12 Months* 10.99%* None* Earn more cash in more ways than anyone elseSM* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR*

Blue Cash® from American Express

Intro APR Intro Period Regular APR Annual Fee 0%* Up to 6 Months* As Low As 8.99%* None* Up to 5% Cash Back with Unlimited Cash Rewards Earn unlimited cash back 0% Intro APR for 6 months on purchases Low Balance Transfer rate - 4.99% fixed APR for the life of the balance No Annual Fee Express Approval. Get a decision in less than 60 seconds.

Chase Platinum MasterCard®

Intro APR Intro Period Regular APR Annual Fee 0%* 12 Months* 10.99%* None* 0% Intro APR for up to 12 months The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history No Annual Fee Interest-free grace period when you pay your bill in full each month FREE Online Account Access FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

Chase Free Cash RewardsSM Visa® Card

Intro APR Intro Period Regular APR Annual Fee 0%* 6 Months* 10.99%* None* 1 point for every eligible dollar in purchases 1,000 Bonus Points after your first purchase Intro 0% Fixed APR for up to 6 months* No Annual Fee Get your rewards with as few as 2,500 points Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned

Discover® Open Road(SM) Card

Intro APR Intro Period Regular APR Annual Fee 0%* Up to 12 Months* 10.99%* None* 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers Save at the pump and everywhere else.* 5% Cashback Bonus® on gas and auto maintenance purchases 5% to 20% Cashback Bonus at top online retailers* Up to 1% Cashback Bonus on all other purchases Unlimited cash rewards Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

Chase PerfectCard™ MasterCard®

Intro APR Intro Period Regular APR Annual Fee 0%* 6 Months* 10.99%* None* 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days 1% rebates on ALL other purchases made anywhere else 0% Intro APR for up to 6 months* No Annual Fee Earn rewards wherever the road takes you with the Chase PerfectCard. Rebates are automatically credited toward future purchases made on your card.

Discover® Motiva(SM) Card

Intro APR Intro Period Regular APR Annual Fee 3.9%* Up to 12 Months* 10.99%* None* Cash Rewards for your good credit management!* Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 3.9% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Discover® More(SM) Card - Clear

Intro APR Intro Period Regular APR Annual Fee 0%* Up to 12 Months* 10.99%* None* Earn more cash in more ways than anyone elseSM* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR*

Discover® More(SM) Card - American Flag

Intro APR Intro Period Regular APR Annual Fee 0%* Up to 12 Months* 10.99%* None* Earn more cash in more ways than anyone elseSM* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR*

Discover® More(SM) Card - Sealife Collection

Intro APR Intro Period Regular APR Annual Fee 0%* Up to 12 Months* 10.99%* None* Earn more cash in more ways than anyone elseSM* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus  Partners* Customer Service in less than a minute, anytime you want 0% Intro APR*

Discover® More(SM) Card - Wildlife Collection

Intro APR Intro Period Regular APR Annual Fee 0%* Up to 12 Months* 10.99%* None* Earn more cash in more ways than anyone elseSM* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR*

Chase Platinum MasterCard®

Intro APR Intro Period Regular APR Annual Fee 0%* 12 Months* 11.99%* None* 0% Intro APR for up to 12 months The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history No Annual Fee Interest-free grace period when you pay your bill in full each month FREE Online Account Access FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

American Express® Preferred Rewards Gold Card

Intro APR Intro Period Regular APR Annual Fee N/A* N/A* 0%* $125* No annual fee for the first year - $125 Thereafter Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card! No Pre-Set Spending Limit The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend. You can redeem points for your choice of truly exceptional travel, shopping, and entertainment rewards. Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide. Global Assist® Plus Hotline and many more benefits included. Express Approval. Get a decision in less than 60 seconds.

American Express® Preferred Rewards Green Card

Intro APR Intro Period Regular APR Annual Fee N/A* N/A* 0%* $95* No annual fee for the first year - $95 Thereafter Earn 5,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $50 gift card! The Membership Rewards® program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs Purchase Protection Plan protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase. Many other travel and shopping benefits No Pre-set Spending Limit Express Approval. Get a decision in less than 60 seconds.

3 Tips to Improve Credit Fast
Many people want to improve their credit fast. Here are three easy ways to do it.

Is the Credit Repair Business a Scam Or Solution?
Despite the massive efforts of the credit reporting agencies to convince you otherwise, there are many credit repair companies that are no different than most other services. Like all industries, less-than-honest companies do exist and are damaging to their clients and to the credit repair industry as a whole. For example, you may have 20 car mechanics in your hometown.